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Time employee has to apply: 30 days after termination; 60 days if employer fails to give notice. Employers affected: All employers who offer group health insurance.
State continuation laws allow people to continue to purchase coverage through their employer's group health insurance plan after their eligibility for the coverage would otherwise have terminated.
Continuation coverage allows someone who recently lost their employer-based health coverage to continue their current insurance policy as long as they pay the full monthly premiums. Continuation coverage falls into four categories: COBRA, Cal-COBRA, Conversion, and HIPAA.
Under Texas state continuation, you and your family may remain covered under your former employer's health plan for up to nine months if you are not eligible for COBRA.
Under COBRA, you and your family have the right to remain on whatever health plan your former employer has for up to 18 months. You must continue paying the full premium, which includes both your former employer's share and your share plus a 2 percent administrative fee.
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Texas has its own mini-COBRA law. The Small Employer Health Insurance Availability Act grants employees insurance continuation rights if the company has 2 to 50 employees.
Under Texas state continuation, you and your family may remain covered under your former employer's health plan for up to nine months if you are not eligible for COBRA.
If the Qualifying Event is termination, Participating Qualified Beneficiaries have 31 days to elect and pay for the first premium from the date of termination or notification. If the Qualifying Event is death, divorce or retirement, Participating Qualified Ben- eficiaries have 60 days to elect and pay for coverage.
If the Qualifying Event is termination, Participating Qualified Beneficiaries have 31 days to elect and pay for the first premium from the date of termination or notification. If the Qualifying Event is death, divorce or retirement, Participating Qualified Ben- eficiaries have 60 days to elect and pay for coverage.
Time employee has to apply: 30 days after termination; 60 days if employer fails to give notice. Employers affected: All employers who offer group health insurance.

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