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What are the types of living expenses?

What Is Considered to Be a Living Expense? Living expenses are expenditures necessary for basic daily living and maintaining good health. They include the main categories of housing, food, clothing, healthcare, and transportation.

What are basic living expenses?

Basic cost-of-living expenses include housing, food, transportation, child care, health care and other necessities, according to the Economic Policy Institute. Cost-of-living expenses can vary from person to person because of factors like lifestyle and family size.

What counts as a household expense?

In addition to the cost of the housing, whether it is rent, a mortgage payment, or real estate taxes, fees for utilities such as electricity and gas as well as insurance for the property are also part of household expenses. The needs of each person accounted for in the household also fall under these costs.

What are household living expenses?

Housing expenses consist of shelter (mortgage payments, property taxes, or rent; maintenance and repairs; and insurance), utilities (gas, electricity, fuel, cell/telephone, and water), and house furnishings and equipment (furniture, floor coverings, major appliances, and small appliances).

What are examples of monthly living expenses?

The most common monthly expenses to factor into your budget include: Housing. ... Food and dining out. ... Transportation. ... Child care and pet care. ... Cellphone. ... Health insurance. ... Debt payments. ... Savings contributions.

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