VERIFICATION OF RECEIPT OF APPRAISAL 2025

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The document is an AIR Borrower Acknowledgment form from Stearns Lending, outlining the borrower's rights regarding appraisal reports for their property. It states that the lender must provide a copy of the appraisal report at no cost to the borrower at least three business days before loan closing, unless the borrower waives this requirement. The form includes spaces for borrower and co-borrower signatures to acknowledge their choices regarding receiving the appraisal report.

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What is an Acknowledgement of receipt of appraisal?

An appraisal acknowledgement form is a document signed by an individual or organization to confirm that they have received and reviewed the results of an appraisal. It is commonly used in various situations such as performance appraisals, property appraisals, or project appraisals.

Is an appraisal waiver a good idea?

So, getting an appraisal waiver will save you money. You may be able to close sooner. An appraisal waiver can reduce the amount of time it takes to close on a home. With an appraisal waiver, your closing wont be delayed while you wait for an appraiser to schedule a visit to the home youre buying.

What is the 3 day appraisal rule?

Under the ECOA Valuations Rule: When you receive a mortgage loan application, you have three business days to notify the applicant of the right to receive a copy of appraisals and other written valuations. You must promptly share copies of appraisals and other written valuations with the applicant.

Why would a seller waive the appraisal?

There are pros and cons to waiving the appraisal contingency. One of the biggest pros is that it can make your offer more attractive to sellers. In a competitive housing market, waiving this contingency can give you an edge over other buyers who are not willing to do so.

Should I waive my receipt of appraisal?

Waiving appraisal is not recommended. It is another negotiating point for you but also a safety net.

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Is a receipt the same as an appraisal?

An appraisal is more than just a receipt for your piece; it is a detailed document of what the jewelry is to determine its monetary value. For example, a diamond ring appraisal will include a description of the ring, gemstone information, and much more.

Should I waive my right to review an appraisal?

An appraisal waiver is good in todays market. Just means it can appraise at contract price. Itll save you the appraisal fee, time, and one less headache to worry about.

How risky is waiving appraisal contingency?

The biggest risk to you as the homebuyer when waiving an appraisal contingency is the chance that youre stuck with making up a large difference between the appraised value and the sale price.

VERIFICATION OF RECEIPT OF APPRAISAL 2025

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What is an Acknowledgement of receipt of appraisal?

Is an appraisal waiver a good idea?

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Should I waive my receipt of appraisal?

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Is a receipt the same as an appraisal?

Should I waive my right to review an appraisal?

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