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We have answers to the most popular questions from our customers. If you can't find an answer to your question, please contact us.

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Are PPOs worth it?

PPOs may cost more than other health plans, but the greater expense can come with greater network benefits. If youre given the option to choose the type of traditional group health plan youve covered under and want a plan that gives you more flexibility, a PPO plan is an excellent option to get the care you need.

What is PPO HMSA?

PPO (preferred provider organization) PPO plans let you see any provider you prefer in HMSAs network of participating providers . You can also see nonparticipating providers , but they may charge more than participating providers.

How do I contact HMSA?

For help or information, please call HMSA Customer Service or go to our Plan Web site at . Calls to these numbers are free: Current members may call 1 (800) 776-4672. Prospective members may call 1 (800) 618-4672.

Does HMSA cover travel?

HMSA may be able to help with your travel expenses so that you can get the care you need. HMSAs Care Access Assistance Program offers air travel reimbursement to HMSA members to travel to another island for specialty care when that care isnt available on their home island.

Which is better PPO or HMO?

PPOs Usually Win on Choice and Flexibility If flexibility and choice are important to you, a PPO plan could be the better choice. Unlike most HMO health plans, you wont likely need to select a primary care physician, and you wont usually need a referral from that physician to see a specialist.

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