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403 b beneficiary designation form

Fidelity qdro form 2025

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The document is a Beneficiary Designation Form for Fidelity Investments' 403(b) retirement plan. It provides instructions for designating primary and contingent beneficiaries, including requirements for spousal consent, naming trusts or charities, and the implications of divorce on beneficiary designations. The form must be completed and signed to ensure that the designated beneficiaries receive the account value upon the account holder's death.

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Got questions?

We have answers to the most popular questions from our customers. If you can't find an answer to your question, please contact us.

What is fidelity QDRO?

A Qualified Domestic Relations Order (QDRO) is a court-approved order that assigns all or a portion of a Plan participants (the Participant) Tax Qualified retirement plan benefits to a spouse, former spouse, child, or other dependent (the Alternate Payee).

How to access Fidelity QDRO?

The Fidelity QDRO Center may be accessed by going to (then registering as a user and. does not result in an automatic electronic submission of an Order to Fidelity. QDRO Center website must be printed out and executed by a court of competent jurisdiction prior to submission. MANUALLY.

What is the difference between a divorce decree and a QDRO?

Contact your ex to see if they filed a QDRO If you and your ex-spouse had a qualified domestic relations order (QDRO) drafted as part of your divorce settlement, it is important to make sure that it was filed with the appropriate court or retirement plan administrator.

How to obtain a QDRO?

You need to contact whoever the QDRO preparer is, explain the situation and ask them to send you a copy of your proposed QDRO. If neither party is represented then you need to have all parties sign, then submit it to the Court for entry.

How long does Fidelity take to process a QDRO?

A Qualified Domestic Relations Order (QDRO), or Domestic Relations Order (DRO) is a court order that is necessary when the division of retirement accounts of one or both spouses are part of the divorce settlement. These orders are separate from the final divorce order.