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VA Form 26\u20131820 is completed by lenders closing VA-guaranteed and insured loans under the automatic or prior approval procedures. b. VA Form 26\u20138497 is used by lenders to verify a loan applicant's income and employment information when making guaranteed and insured loans.
Effective immediately, the Interest Rate and Discount Disclosure Statement is not required for any VA-guaranteed loan that is processed using the new Good Faith Estimate (GFE) and HUD- 1.
VA Form 26-8937 requires veterans who receive VA disability benefits to certify whether they have any debts related to those benefits. The veteran is required to complete the top half of the form, and then the lender submits it to the VA Regional Loan Center.
For a VA mortgage assumption to take place, the following conditions must be met: The existing loan must be current. If not, any past due amounts must be paid at or before closing. The buyer must qualify based on VA credit and income standards.
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