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You can claim these benefits at different times. You can start receiving your 1995 Section benefits without any reductions from age 60 (or 55 if you're a Special Class member). You can claim your 2008 Section benefits from age 65, and your 2015 Scheme benefits from age 65 or your state pension age, whichever is later.
Members may be eligible to buy Added Years at half the normal cost if they took a refund of NHS contributions for a period of membership prior to 6 April 1978, or for any period when they were a self employed GP.
You may apply for early retirement by contacting NHS Pensions directly. Pensions that are paid early are increased with inflation each April, but this will only start once you reach age 55, at which point your pension will be increased to take account of changes since it was awarded.
For Member pension queries, retirement calculations, benefit statements or NHS Pension Scheme information: Email: nhsbsa.pensionsmember@nhsbsa.nhs.uk. Telephone the Member Helpline: 0300 3301 346. Or visit the NHS Pensions Member Hub.
The NHS Pension Scheme Regulations allow for NHS pension benefits to be reduced or forfeited under certain circumstances. Employing Authorities should make NHS Pensions aware of any legal proceedings in respect of a loss to public funds as a result of a Scheme member's criminal, negligent or fraudulent act or omission.
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If you are still in NHS employment you should contact your employer for a Retirement benefits claim form (AW8) which they can get from the Employer Hub. This includes if you opted out of the scheme, achieved maximum membership or maximum pensionable age but remained in NHS employment.
If you don't have an Annual Benefit Statement If you're an active member, your employer may be able to provide different types of an estimate. You should check with them first before contacting NHS Pensions. You can request an estimate from us if: your employer can't provide you with an estimate.
Members are restricted to 40 years pensionable membership at age 55 and 45 years overall. Where maximum 45 years pensionable membership is reached before age 60 members must continue to pay contributions until age 60 unless they opt out of the Scheme or retire and claim their pension benefits.
You can find this on your pension award letter, pension payslip, P60 or any other correspondence which you have received from SPPA Payroll.
Email us sppapolicepensions@gov.scot. sppafirepensions@gov.scot. police&firepayroll@gov.scot.

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