Visa utility program 2025

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The Visa Utility Interchange Reimbursement Fee (VUIRF) Program Guide outlines the registration process for merchants to participate in the program, eligibility requirements, and compliance standards. Merchants must apply through their acquirers and meet specific criteria, including accepting Visa payments without charging cardholder fees. The document details the necessary Merchant Category Code (MCC), identification of eligible transactions, and procedures for changes in acquiring relationships. It also emphasizes the importance of compliance with program requirements to avoid disqualification.

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We have answers to the most popular questions from our customers. If you can't find an answer to your question, please contact us.

How much is the utility interchange rate?

Utility Programs The current Visa and MasterCard Utility Interchange rate is $0.75 for both consumer credit and debit transactions that meet category requirements.

How to qualify for utility pricing through Visa?

Qualifications Must be classified as a Utility Water, Gas, Electric, Sanitation (MCC 4900) Authorize and settle within 1 day. Obtain and pass 1 valid electronic authorization. Must be registered with Visa with valid Merchant Verification Value (MVV) on account.

What is the current credit card rate?

Whats the average interest rate on new credit card offers? CategoryMin. APRMax. APR Average APR for all new card offers 20.70% 27.71% 0% balance transfer cards 18.29% 27.45% No-annual-fee cards 20.17% 27.25% Rewards cards 20.40% 27.81%10 more rows

What is the swipe fee for credit cards?

Interchange Fees FAQs The average interchange rate for credit card transactions is 1.81% and around 0.3% for debit cards.

What is the Visa bill pay program?

Visa provides a Bill Payment program that enables customers to use their Visa cards to pay their bills. When you participate in this program, Visa requests that you flag the bill payments and credits so they can be easily identified.

What is the Visa rent payment program?

Through the Visa Rent Payment Program (section 5.8. 21 - Visa Rent Payment Program), Visa allows landlords to collect a fee from renters who use their credit or debit cards to pay for rent in an online environment. Merchants must be registered for the Visa Rent Payment Program (section 5.8.

Visa utility program 2025

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