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Mortgage loan disclosure statement 2026

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  1. Click ‘Get Form’ to open the mortgage loan disclosure statement in the editor.
  2. Begin by entering the Borrower’s Name(s) at the top of the form. This is essential for identifying who is applying for the loan.
  3. In the Real Property Collateral section, provide the street address or legal description of the property that will secure the loan.
  4. Fill in the name of your intended lender if known; otherwise, check 'Unknown'. This helps clarify where your application will be submitted.
  5. Proceed to estimate closing costs in the Good Faith Estimate section. Input estimated fees and charges associated with your loan, ensuring accuracy as these will affect your final settlement.
  6. Complete additional required disclosures regarding proposed loan amount, term, interest rate, and any other obligations. This information is crucial for understanding your financial commitments.
  7. Review all entries carefully before signing. Ensure that you understand each component of this document as it outlines important terms and conditions related to your mortgage.

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12 CFR 1026.38 - Content of disclosures for certain

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