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Adjustable rate note template

Form 3520 - Fannie Mae-2026

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The document is an Adjustable Rate Note that outlines the terms of a loan agreement, including provisions for changing interest rates based on the LIBOR Six-Month Index. It details the borrower's promise to repay the principal and interest, payment schedules, rights to prepay, and consequences of default. The note specifies limits on interest rate changes, notification requirements for changes, and obligations of all parties involved.

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Click ‘Get Form’ to open Form 3520 in the editor.
Begin by entering your personal information in the designated fields, including your name, address, and the loan amount under 'BORROWER’S PROMISE TO PAY'.
Fill in the interest rate you will pay annually in Section 2. Ensure that this reflects any potential changes as outlined in Section 4.
Specify your monthly payment details, including the initial payment amount and due dates in Section 3. This section is crucial for understanding your repayment schedule.
Review Section 4 for interest rate change details. Input the necessary information regarding change dates and index rates as applicable.
Complete any additional sections related to prepayment rights and loan charges, ensuring all fields are filled accurately.

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