Collegesavingsmd 2026

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The Maryland College Investment Plan Disclosure Statement provides comprehensive information about the state's 529 college savings plan, including its structure, investment options, fees, risks, tax considerations, and account management. It outlines how individuals can save for college in a tax-advantaged manner through various investment portfolios managed by T. Rowe Price. The document emphasizes the importance of understanding the benefits and risks associated with the plan, as well as the eligibility criteria for contributions and distributions. Additionally, it details the governance of the plan and includes a glossary of key terms.

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Click ‘Get Form’ to open the New Account Enrollment Form in the editor.
Begin by filling in your personal information as the Account Holder, including your name, Social Security number, and date of birth.
Provide your residential address and contact details. Ensure that this information is accurate as it will be used for correspondence.
Designate a Beneficiary for the account. This is typically a child or relative who will benefit from the college savings plan.
Select your preferred Investment Portfolio(s) based on your risk tolerance and investment goals. You can choose multiple portfolios if desired.
Review all entered information for accuracy before submitting the form. Make sure to sign where indicated to validate your application.

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What is the error on the Maryland 529 plan?

In early 2022, Maryland 529, the state agency administering 529 plans, identified an accounting error in the PCT accounts. In order to safeguard trust assets, the state agency in its role as fiduciary froze access to account earnings in April of 2022.

What is the difference between Maryland prepaid college trust and college investment plan?

There are two options available: The Maryland Prepaid College Trust allows you to lock in tomorrows tuition at todays prices. The Maryland College Investment Plan offers a variety of different investment portfolios managed by T. Rowe Price.

What happened to the Maryland 529 plan?

Chapter 113 of the 2023 Laws of Maryland abolished the Board of the Maryland 529 Program and transferred administrative oversight of Maryland 529 to the State Treasurers Office.

What is the Maryland 529 scandal?

Maryland 529, the agency charged with running the states two college savings plans, suspended earnings on 31,000 prepaid tuition accounts in 2022, saying a calculation error incorrectly inflated balances.

What is the 529 loophole?

On the 2025-2026 FAFSA, students are not required to report cash gifts from a grandparent or contributions from a grandparent-owned 529 savings plan. Because of this, grandparents can now use a 529 plan to fund a grandchilds education without impacting that grandchilds financial aid eligibility.

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Does Maryland have a good 529 plan?

Marylands 529 plan has competitive investment fees when compared to plans offered by other states. On average, you can expect to pay between 0.13% and 0.64% in fees depending on what type of portfolio you choose.

What is the downside of a 529 plan?

The account owner of a 529 plan holds all of the legal power. They can change the beneficiary or liquidate the account (with penalty) at any time. This could be a disadvantage if the owner of your or your childs 529 plan has a change of heart about where to direct their investment.

Collegesavingsmd 2026

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Got questions?

What is the error on the Maryland 529 plan?

What is the difference between Maryland prepaid college trust and college investment plan?

What happened to the Maryland 529 plan?

What is the Maryland 529 scandal?

What is the 529 loophole?

Security and compliance

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Does Maryland have a good 529 plan?

What is the downside of a 529 plan?

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