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How much you'll get. The hardship payment is roughly 60% of the amount you were sanctioned by in the last month. If you're still struggling to cover your costs, there may be other ways to get help with living costs while you're on a sanction.
Currently it can take up to two weeks for a decision to be reached in relation to a claim for hardship, with no guarantee of a successful claim. Forms must also be signed and dated to be approved.
Who is AES ? PHEAA operates part of its business nationally as American Education Services ( AES ) and uses the AES secure systems to administer some of its student financial aid programs. AES created Account Access to provide a way for borrowers to manage their loans online.
Can I apply more than once? Usually, we will only consider one application per academic year (September-August). This means that if you need to you may be able to apply in multiple years.
About FedLoan Servicing FedLoan Servicing was established by the Pennsylvania Higher Education Assistance Agency (PHEAA) , and it's more than 50 years of student aid experience, to support the U.S. Department of Education's ability to service student loans owned by the federal government.
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PHEAA conducts its student loan servicing operations nationally as FedLoan Servicing and American Education Services (AES). PHEAA operates its digital technology division as Avereo.
AES services commercially held Federal Family Education Loan Program (FFELP) Loans. If you wish to benefit from the recent changes you will need to consolidate your loans into a Direct Consolidation loan before ED completes the implementation of the changes, which is estimated to be no sooner than January 1, 2023.
Available Programs IMPORTANT UPDATE: On October 6, 2021, the U.S. Department of Education announced a change to the Public Service Loan Forgiveness (PSLF) program rules. This waiver period is temporary and will end on October 31, 2022.
American Education Services ( AES ) was established by the Pennsylvania Higher Education Assistance Agency (PHEAA) to guarantee and service a variety of Federal Family Education Loan Program ( FFELP ) and private (alternative) student loan products for our lending partners throughout the nation.
The Financial Aid Office will contact PA State Grant & Special Programs if they have questions about your eligibility. Can I use a PA State Grant at a school located in another state? Only schools located in reciprocal states are approved for participation in the PA State Grant Program.

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