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Once Lincoln Financial Group receives all necessary information to make a determination on your claim, a decision to approve or deny your claim will be made within 3 business days. Once your short-term disability claim is approved, Lincoln Financial Group will mail checks to your home on a bi-weekly basis.
If you've already submitted a claim, you can log in 24/7 to check your claims status. Registration is required. For DHMO benefit and claim information please visit http://ldc.lfg.com (registration required) or call 888-877-7828. For vision benefit and claim information, please visit lvc.lfg.com or call 800-440-8453.
You can submit claims by phone or by accessing the online portal. To report an absence, including short-term disability, by phone, please call 800-423-2765. Or you can log in to the online portal and select Absence Management.
Depending on your policy terms, LTD benefits are available after an elimination (or waiting) period of between 90 and 180 days after you become disabled. If you are approved for benefits, you will receive a percentage of your income, typically 50 to 60% each month for anywhere from 24 months to retirement age.
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