Frequently Asked Questions - Florida Department of Financial Services 2026

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The Chief Financial Officer is the statutory head of the Department of Financial Services, which includes the following divisions and offices: Accounting and Auditing; Consumer Services; Funeral, Cemetery, and Consumer Services; Insurance Agent and Agency Services; Investigative and Forensic Services; Public Assistance
PHONE: (850) 413-3149.
The department fights financial fraud, waste and abuse in Florida; audits the states payments; and works to make governments finances transparent. Under the CFOs direction, the department also oversees the investment of funds held in the State Treasury.
The Florida Office of Insurance Regulation (FOIR) under the Department of Financial Services (DFS) regulates all matters relating to insurance Florida Office of Insurance Regulation makes rules, supervises, and monitors the activities of the insurance industry in Florida.
An applicant who has committed a felony of the first degree, a capital felony, a felony involving money laundering, a felony of embezzlement, or a felony directly related to the financial services business is permanently barred from a licensure.

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The Office of Financial Regulation (OFR) is responsible for supervising state-chartered banks, credit unions, savings associations, and international bank agencies, and licenses and regulates non-depository finance companies and the securities industry.
The departments activities include the following. Accounting and Auditing promotes financial accountability for public funds throughout state government, provides comprehensive information regarding how state funds are expended, and manages payroll services for state employees.

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