Kiwi overdraft 2026

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  1. Click ‘Get Form’ to open the kiwi overdraft application in the editor.
  2. Begin by clearly printing your details in capital letters in the 'Should I/we apply?' section. Ensure you meet the eligibility criteria before proceeding.
  3. In the 'Requested limit and account details' section, enter your Kiwibank account number and specify the desired overdraft amount. Remember, an application fee applies regardless of approval status.
  4. Fill out the 'About you' section with your access number, email address, driver’s license information, name, date of birth, gender, and postal address. Be sure to check all entries for accuracy.
  5. Complete the 'Alternative contact' section with a relative's details for backup communication. This ensures Kiwibank can reach someone if needed.
  6. If applicable, provide joint applicant information in the 'Joint applicant' section. Include combined financial details for credit assessment.
  7. In 'Your financial position', detail your assets and liabilities accurately to help establish a suitable credit limit.
  8. Finally, review and sign the declaration at the end of the form to confirm that all provided information is true and correct before submitting.

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Got questions?

We have answers to the most popular questions from our customers. If you can't find an answer to your question, please contact us.
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You can apply for an overdraft on your everyday account by completing the application form at the bottom of this page. Before applying you should make sure this is the best option for you.
Documents youll need Your valid South African ID card or document, or your valid passport and work permit if you are not a citizen. Your most recent payslip or letter from your employer if you are on contract or pension. Three months bank statements if your salary is not paid into a Nedbank account.
$5,000 per day. Maximum amount for withdrawals and purchases from an account The maximum amount that you can withdraw from an account using ATM/EFTPOS cards and Visa Debit Cards linked to that account. $7,500 per day. A day is from 12.00 midnight to 12.00 midnight, New Zealand time.

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