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Who to put on expression of wish form?

Completing an Expression of Wish form A client should name all beneficiaries and the proportion of the benefit they would like the administrators to consider when exercising their discretion to whom to pay any benefits.

Who should I put on expression of wish form?

These would include family (including dependants), trusts and charities and also anyone else nominated (nominees) by the member. Following death, the pension scheme trustee or administrator will make enquiries and seek information to assist them in exercising their discretion.

What is an expression of wish form?

If so, the nomination form will be paid to the stated beneficiary but will form part of your estate for Inheritance Tax. The expression of wish means its at their discretion who its paid to, they will use your wishes as a guide but arent bound to them, so it doesnt form part of your estate for Inheritance Tax.

What happens if there is no expression of wish?

If you do not complete an expression of wish form, any death grant that may become payable will be paid to your legal beneficiary.

How do you write an expression of wishes?

What should I include in a letter of wishes? Funeral instructions. Instructions regarding who to notify of your death. Details of how you would like your personal items to be distributed. Guidance to your executors and/or trustees on how you would like any money to be managed.

Expression of Wish Form - Royal Mail Group 2025

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