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Personal injury protection (PIP), also known as no-fault insurance, covers medical expenses and lost wages for you and your passengers if youre injured in an accident. PIP coverage protects you regardless of whos at fault.
Advantages of Having PIP Coverage Covers medical expenses regardless of fault. Covers additional expenses like lost wages and funeral costs. Having this coverage can offer peace of mind. Typically provides immediate benefits to cover medical expenses and other costs.
Personal injury protection (PIP) insurance coverage includes payment for injury-related medical and rehabilitation expenses, loss of income, and funeral and burial expenses. Bodily injury liability coverage includes payment for any physical injuries that occur in an accident you cause.
Personal injury protection (PIP) is a type of insurance individuals can obtain that allows them to receive coverage regardless of who causes an injury. PIP is considered a no-fault type of auto insurance, but California does not have PIP coverage available to drivers.
Vehicle Insurance CoverageMinimum Property Damage Liability $10,000 Third Party Liability $25,000 per person and $50,000 per accident Uninsured Motorist Bodily Injury $25,000 per person and $50,000 per accident Uninsured Motorist Property Damage $5,000 subject to $200 deductible
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Personal injury protection (PIP), also known as no-fault insurance, covers medical expenses and lost wages for you and your passengers if youre injured in an accident.
Under D.C. Code 312404, each insurer must offer optional personal injury protection (PIP) insurance. It provides benefits for medical and rehabilitation expenses, work loss, and funeral expenses. PIP benefits are available only to a victim who is insured or an occupant of the insureds vehicle.
Answer: No (DC ST 31-2404), PIP coverage is optional in the District of Columbia; however, insurers must offer personal injury protection insurance. Because PIP is not mandatory in D.C., a company can waive PIP coverage for its drivers and for members of the public (i.e., passengers).

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