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Drivers in Virginia need $30,000 of bodily injury liability insurance per person (up to $60,000 per accident) and $20,000 of property damage liability insurance.
In Virginia, uninsured and underinsured motorist coverage is required on all personal automobile insurance policies. However, Virginia is one of a handful of states that does not require drivers to have automobile insurance at all. An uninsured driver may pay a $500 fee to the DMV to drive without any insurance.
In Virginia, uninsured and underinsured motorist coverage is required on all personal automobile insurance policies. However, Virginia is one of a handful of states that does not require drivers to have automobile insurance at all. An uninsured driver may pay a $500 fee to the DMV to drive without any insurance.
Liability coverage provides for your legal defense if a lawsuit is brought against you as a result of a covered accident. As a resident of Virginia, there are two types of liability coverage your insurance policy must include: property damage and bodily injury.
Under Virginia law, drivers must obtain the minimum required auto insurance coverage or pay an uninsured motorist fee. If you choose to obtain the minimum required insurance coverage, then you must have at least: $25,000 in coverage for bodily injury (per person) $50,000 in coverage for bodily injury (per accident)
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What is liability insurance? Liability insurance helps cover medical and legal fees if youre held legally responsible for someone elses injury, or damage to someone elses property.
Liability insurance: Almost all states require a minimum amount of liability insurance. This coverage helps pay for any injuries or damages you cause in a car accident, including those of the other driver and their passengers.
It is illegal to drive a car in Virginia without at least the minimum amount of liability coverage required by law: Bodily injury: $30,000 per person and $60,000 per accident. Property damage: $20,000 per accident.
Virginia drivers are required to carry UM coverage at the same limits as their liability coverage: Uninsured motorist bodily injury: $30,000 per person and $60,000 per accident. Uninsured motorist property damage: $20,000 per accident and a $200 deductible for hit-and-run accidents.
Virginia Code 46.2-706 requires all Virginia registered motor vehicle owners to have motor vehicle liability insurance or enough money to pay for any losses that may result from an automobile accident.

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