Income driven repayment idr 2026

1. Click ‘Get Form’ to open the income-driven repayment IDR form in the editor.
2. Begin with Section 1: Borrower Identification. Fill in your Social Security Number, name, address, and contact information. If any details have changed, check the box provided.
3. Move to Section 2: Repayment Plan or Recertification Request. Select the reason for submitting this form and choose your desired repayment plan from options like REPAYE, PAYE, IBR, or ICR.
4. In Section 3: Family Size Information, indicate how many dependents you support financially. This includes children and others living with you.
5. Proceed to Section 4A or 4B based on your marital status. Provide income information for yourself and your spouse if applicable. Ensure to document any significant changes in income since your last tax return.
6. Complete Section 5 by documenting current income as instructed if required. Gather necessary documentation such as pay stubs or letters from employers.
7. In Section 6: Borrower Requests and Certification, review the terms and authorize your loan holder to process your request by signing the form.
8. Finally, send the completed form as directed in Section 7. Make sure all required documentation is included.

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