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Alabama workers' compensation law requires all employers that regularly employ five or more employees to have workers' compensation coverage. Alabama's Workers' Compensation Division administers the state's workers' comp system. Workers' comp is important because it can help protect both employers and employees.
For injuries that happen between July 2020 and June 2021, the maximum TTD benefit is $920 per week, and the minimum is $253 unless your pre-injury wages were lower than that. (The Alabama Department of Labor's website publishes a list of maximum and minimum benefits for other years.)
Current regulatory financial requirements for an organization desiring entry into self-insurance are: Three calendar years in business in a legally authorized business form. Three years of certified, independently audited financial statements. Acceptable credit rating for three full calendar years prior to application.
To receive benefits, a First Report of Injury form must be filled out within 15 days from the date of injury or date the employer was notified. You can find out more through the Workers' Compensation Division of the Alabama Department of Labor.
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