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2012 4.4 Satisfied (571 Votes)
2011 4.3 Satisfied (41 Votes)
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Many roofers in the State of Florida, will pay a home inspection company to complete a wind mitigation inspection for you if you get a new roof with them.
A Wind mitigation inspection has to be performed by a licensed general contractor, building contractor, architect, engineer, building inspector or home inspector. The information that is gathered is then transferred to a standard wind mitigation form, OIR-B1-1802, commonly referred to as the 1802 form.
Surprisingly, as of November 2019, wind mitigation inspections are not required in the state of Florida.
Wind mitigation savings are most substantial in Florida because the state requires insurers to offer these discounts. (Learn more about wind mitigation in Florida here.) The average cost of a wind mitigation inspection is about $100, which is usually more than offset by the insurance savings.
When you own or purchase an older home, rental property, or condo in Florida, you will likely need for a 4 point inspection before purchasing a homeowners policy. Most insurance companies will require a 4 point inspection when a home is older than 40 years, or a rental property is older than 30 years.
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If you would like to receive a windstorm inspection, we can provide you with contact information for third-party wind mitigation inspectors. Call us today at 1-888-364-8557.
How Long Is a Wind Mitigation Inspection Valid? Wind mitigation inspections in Florida are valid for five years.
If you would like to receive a windstorm inspection, we can provide you with contact information for third-party wind mitigation inspectors. Call us today at 1-888-364-8557.
Unfortunately, homeowners cannot do their own wind mitigation inspections and Florida-licensed roofers are not on the list either. Many roofers, however, are also licensed in one of the approved categories and are able to complete the form anyway.
A 4-point inspection is an examination of the current condition of a house or condominium, reviewing four major systems: roofing, electrical, plumbing and HVAC. This specific inspection is requested by homeowners insurance companies before someone can renew or be eligible for their desired coverage plan.

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