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Surviving spouse, at full retirement age or older, generally gets 100% of the workers basic benefit amount. Surviving spouse, age 60 or older, but under full retirement age, gets between 71% and 99% of the workers basic benefit amount.
Most of the time, the money goes to the persons surviving spouse and children. To start the process, youll need to inform the bank that the person has passed away. The bank will probably require a copy of the death certificate, the persons Social Security number and possibly other documents.
Social Security benefits are the financial go-to for widows, dependent children and those who reach retirement age, but getting your benefits can be complicated. You can receive your own, or your spouses, benefit, whichever is higher.
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