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File a Claim of Exemption (WG-006) and Financial Statement (WG-007) with the sheriffs department listed on the Notice of Levy. Use these forms to explain why some or all of the wages the creditor wants your employer to garnish should be exempt (excluded) from being taken.
Once there is a garnishment, you cant get out of it without going back to court. The only thing that might do is reduce the pay day deduction due to financial strain. The only way to stop the garnishment altogether is to pay off the debt.
Getting Help to Stop a Wage Garnishment Respond to the Creditors Demand Letter (Make Payment to the Creditor) Object to the Garnishment With the Court. Seek State-Specific Remedies. Challenge the Underlying Judgment. Get Debt Counseling.
At a minimum, your written objection to the garnishment should include the following information: the case number and case caption (ex: XYZ Bank vs. John Doe) the date of your objection. your name and current contact information. the reasons (or grounds) for your objection, and. your signature.
How to make a Claim of Exemption Fill out forms. Fill out two court forms: File the Claim of Exemption with the levying officer. Wait to see if the claim is opposed. Reply to the opposition (if any) Check if your court uses tentative rulings. Go to the hearing.
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How to fill out the Challenge to Garnishment Form Instructions? Identify the property or funds you are claiming as exempt. Fill out your personal information including name, address, and phone number. Specify the type of property and the reason it is exempt from garnishment. Sign and date the form.
Dear (Creditors Name), I am writing to formally request the cessation of wage garnishment related to my account number (Your Account Number). Due to (briefly explain your situation, eg, ``a recent job loss or ``significant financial hardship), I am unable to meet my current financial obligations.

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