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If you are applying for disability retirement, you must complete SF 3107, Appli cation for Immediate Retirement, and SF 3112, Documentation In Support of Disability Retirement. Your employing agency will help you complete these forms and will forward the completed forms to the Office of Personnel Manage ment (OPM).
Under FERS, just as with an immediate or early retirement annuity, a deferred annuity benefit will be based on the high-3 average salary. The benefit is calculated according to this formula: . 01 x high-3 x years of creditable service.
Deferred Retirement If you are a former Federal employee who was covered by the Federal Employees Retirement System (FERS), you may be eligible for a deferred annuity at age 62 or the Minimum Retirement Age (MRA).
Simply put, the Creditable Service is the amount of time a federal employee has worked for the federal government that counts towards their retirement, or FERS.
Use form SF 3107, FERS Application for Immediate Retirement, to apply for immediate retirement. You can obtain the form from your employing agency. Submit the completed application to your employing agency. Give your agency at least 60 days notice before the date you intend to retire.
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Use Standard Form (SF) 2801, Application for Immediate Retirement, to apply for an immediate annuity. You can obtain the form from your employing agency or from the Office of Personnel Management (OPM) website. Submitting the Application. Submit the completed application to your employing agency.
With a Deferred FERS Retirement, you can start your FERS pension back up later \u2013 but you can't start FEHB again. With a Postponed FERS Retirement \u2013 if you were eligible to keep FEHB when you separated from service \u2013 you can resume your FEHB coverage when you start your pension.
Give your agency at least 60 days notice before the date you intend to retire. Your agency will then complete the Schedule D, Agency Checklist of Immediate Retirement Procedures, and the SF 3107-1, Certified Summary of Federal Service, which are included in the SF 3107, FERS Application for Immediate Retirement.
And while this type of retirement does allow you to retire \u201cearly\u201d your pension will be reduced 5% for every year before 62 or 60 (depending on how many years of service you have. To avoid this reduction, feds can postpone their pension until a later date. This action is called a postponed retirement.
Use form SF 3107, FERS Application for Immediate Retirement, to apply for immediate retirement. You can obtain the form from your employing agency. Submit the completed application to your employing agency. Give your agency at least 60 days notice before the date you intend to retire.

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