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When can I collect IMRF pension?

Receiving an IMRF Pension Must be at least age 62.

How do I apply for an Illinois state pension?

You can apply for retirement benefits at your local SSA office, by phone at 800-772-1213 (TTY 800-325-0778), or online. During the Covid-19 pandemic, office visits may be by appointment only for certain services. You should call or visit the Social Security website to confirm whether you can apply in person.

How do you qualify for a pension?

To be eligible for a pension benefit, you usually need to work for an employer for a certain number of years. (That number can vary.) Many government jobs, at both the federal and state levels, offer pensions, as do some large private corporate employers\u2014but it's not as common as it used to be.

What age can you retire with IMRF?

Although you can retire as early as age 62, age 67 is your full retirement age. Your pension may be reduced if you retire before age 67, depending upon the amount of service credit you have. The lesser of: 1/2% for each month you are under age 67 or.

Who qualifies for IMRF?

A person employed in a position normally requiring performance of duty for 600 hours or more in the next 12 months following the employee's date of hire must participate in IMRF. It is the expected annual hourly requirements that determine participation; actual hours worked may be more or less than the hours expected.

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Can I retire at 50 IMRF?

You must be at least age 50 and have at least 20 years of IMRF service credit by your date of retirement. The 20 years of service credit can only include service with IMRF employers. It cannot include service credit with another retirement system, reciprocal system, or unused, unpaid sick leave.

Can you collect IMRF and still work?

If you are working for an IMRF employer and your pension should be stopped, but you continue to receive it, you may have to pay back a significant amount of money. IMRF is required by law to: Recover the total amount of all pension payments you received when they should have been on hold.

How many years does it take to be vested in IMRF?

Most IMRF members participate in IMRF's Regular plan. A Regular Tier 1 member needs at least eight years to vest (be eligible) to receive an IMRF Regular plan pension. The earliest age a Regular Tier 1 member can receive a pension is age 55 (reduced) and age 60 (full pension).

How do I calculate my IMRF pension?

The formula to calculate a Tier I Regular Plan pension is: 1-2/3% of your FRE for each of the first 15 years of service credit, plus. 2% of your FRE for each additional year of service credit over 15 years.

When can you collect IMRF pension?

Most IMRF members participate in IMRF's Regular plan. A Regular Tier 1 member needs at least eight years to vest (be eligible) to receive an IMRF Regular plan pension. The earliest age a Regular Tier 1 member can receive a pension is age 55 (reduced) and age 60 (full pension).

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