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Key Takeaways. Forgiveness is the best kind of student loan debt relief, but it's hard to come by. Income-driven repayment plans and Public Service Loan Forgiveness (PSLF) can erase people's remaining debt after many years of payments. Only federal student loans can be forgiven.
The answer: Yes! However, there are very specific eligibility requirements you must meet to qualify for loan forgiveness or receive help with repayment. Loan forgiveness means you don't have to pay back some or all of your loan.
Undergraduate and graduate students are expected to receive forgiveness of up to $10,000 in federal student loan debt for borrowers making under $125,000 a year or couples making less than $250,000 a year. Private loans will not be forgiven.
In keeping with a promise he originally made back in 2020, the administration plans to forgive up to $10,000 of federal student loans for borrowers who make less than $125,000 annually and haven't received a Pell Grant. Pell Grant recipients will receive up to $20,000 in student loan forgiveness.
To apply for the economic hardship deferment for federal loans, borrowers must submit an Economic Hardship Deferment Request form to their loan servicer. Borrowers must also submit documentation of income such as a copy of a recent pay stub or the borrower's most recently filed federal income tax return.

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If you teach full-time for five complete and consecutive academic years in a low-income elementary school, secondary school, or educational service agency, you may be eligible for forgiveness of up to $17,500 on your Direct Loan or FFEL Program loans.
It may take a while to hear back on the status of your loan forgiveness, sometimes as long as 45 days. Check back with your loan holder regularly to ensure that things are going smoothly.
Student loan forgiveness for teachers can help educators reduce their total debt, but forgiveness doesn't come easy. You'll need to work for forgiveness in a qualifying job for a qualifying employer and meet a number of other requirements in order to have some or all of your eligible federal student loans forgiven.
The Federal Student Aid website says, however, that relief can be expected within four to six weeks of completing the application; the website also advises to apply before Nov. 15, 2022, in order to see your loans forgiven by the end of this year. Some qualified borrowers, however, may see their forgiveness sooner.
Student Loan Forgiveness For Borrowers Covered By New Settlement Agreement American Career Institute. Argosy University. The Art Institute. Charlotte School of Law. Colorado Technical University. DeVry University. ITT Technical Institute. Kaplan College.

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