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Purpose: This Pre-Qualification Form is to be used in conjunction with an AAR Residential Resale Real Estate Purchase Contract or

Purpose: This Pre-Qualification Form is to be used in conjunction with an AAR Residential Resale Real Estate Purchase Contract or 2025

Purpose: This Pre-Qualification Form is to be used in conjunction with an AAR Residential Resale Real Estate Purchase Contract or Preview on Page 1

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The document is a Pre-Qualification Form from Gerchick Real Estate, updated in February 2017, designed for buyers to assess their eligibility for a loan in conjunction with real estate purchase contracts. It outlines the necessary information regarding the buyer's financial status, type of loan, and property details. The form emphasizes that it does not constitute loan approval and advises consulting professionals for legal or tax advice.

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What is the purpose of the pre qualification form?

Prequalification is an early step in your homebuying journey. When you prequalify for a home loan, youre getting an estimate of what you might be able to borrow, based on information you provide about your finances, as well as a credit check.

What is the purpose of the AAR prequalification form?

The AAR prequalification form, also known as the Arizona prequalification form, lets agents, lenders, and sellers know that you have the income, credit score, and other circumstances that make you more likely to qualify for a loan. It can also reassure sellers that you will likely get approved for a mortgage.

Who fills out the lender pre qualification form?

Lenders require consumers to fill out a credit application to get pre-approval and may provide a certain credit limit after doing a review of the borrowers financial history. In most cases, the lender provides consumers with a conditional commitment.

What is a prequalification letter in real estate?

Prequalification and preapproval letters both specify how much the lender is willing to lend to you, up to a certain amount and based on certain assumptions. These letters provide useful information about your likelihood of getting a loan but are not guaranteed loan offers.