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It may take 25 weeks or, in some cases, more, depending on how quickly your current HSA provider responds.
The bottom line is that your HSA is yours. This account doesnt belong to your employer, so you get to take it with you wherever you go, even if your new employer doesnt offer HSAs or provide HSA contributions.
A rollover is another way to consolidate your HSAs. It differs from transfers in that your HSA provider sends your current HSA funds to you and not directly to your new HSA provider.
An individual transfer moves funds from one Health Savings Account (HSA) to another, but the funds are sent directly to the account holder to send to the new HSA administrator. Please note the following: Receiving the funds from the previous custodian counts as a distribution.
HSAs are portable tax-advantaged accounts that go with you when you change jobs. This is true whether the HSA was opened through the employer or you opened it yourself at a separate financial institution.
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