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If you have a concrete floor in continuous contact with a source of moisture, you will have problems. This is why a vapor barrier under concrete is essential. Vapor barriers are a way to keep moisture from getting into the concrete.
Energy By Design provides builders, architects, and homeowners in Florida with Residential Energy Calculations and Manual J, D, S Heat Load Calculations. Energy and Load Calculations are required in the State of Florida for all new homes and additions.
1203.2 Ventilation required. Enclosed attics and enclosed rafter spaces formed where ceilings are applied directly to the underside of roof framing members shall have cross ventilation for each separate space by ventilation openings protected against the entrance of rain and snow.
Residential requirements for insulation are divided by the location in the home. Framed wall insulation must meet or exceed R-13. For block walls, interior insulation must meet or exceed R-7.8, and exterior insulation must be R-6.
The Florida legislature, through Chapter 81-226, Laws of Florida, and Chapter 553, Part VII, Florida Statutes, established the state energy code.
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For some warm and humid areas, such as Florida, the Gulf Coast and Hawaii, the vapor retarder should generally be installed facing the outside. Check local building practice and/or building codes to be sure. Vapor retarders are not a standard recommendation for attics.
A vapor barrier (also called a vapor retarder) is required by the International Residential Code (IRC R506.2.3) and the Residential Edition of the Florida Building Code for concrete floor slabs on grade at the heated areas of a home.
Solar Heat Gain Coefficient (SHGC) SHGC is expressed as a number between 0 and 1. The lower a windows solar heat gain coefficient, the less solar heat it transmits. In Florida, select windows with a SHGC of 0.40 or less.

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