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How Do You File a Debit Card Chargeback? First, the customer must attempt to resolve the issue with the merchant directly if they haven't already. If the merchant doesn't respond to the customer's attempts to communicate or won't resolve the issue, they can call their bank to dispute the charge.
Cardholders are only entitled to dispute debit card charges if they're the victim of fraud or abuse. Otherwise, they must work with the merchant to refund any transactions they are unhappy with. Also, the bank might be more hesitant to issue a provisional credit, as the money belongs to the cardholder, not the bank.
As per Master / visa guidelines, in case of a dispute, all card holders should provide a duly filled in Transaction Dispute Form (TDF) mentioning the details of the disputed transaction which will enable / authorize the bank to investigate with the respective Merchant / Member Bank.
To help our affected clients, we encourage them to formally file a report via email (callcenter@bdo.com.ph), its international toll free number (IAC +800-8-631-8000), or its domestic hotline (631-8000. Their account's safety and security are our top priority.
For account-related inquiries and concerns, please call our BDO Contact Center at (02) 8631-8000.
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People also ask

There are several reasons you may want to dispute a credit card charge, including fraudulent purchases, billing errors or bad service/service not rendered. Fraudulent charges on your bill can be disputed by calling your credit card issuer or filing a dispute online.
Can I dispute a credit card charge I willingly paid for? You should never dispute a credit card charge you willingly paid for. Not only is doing so unethical, but you won't be able to keep the initial credit you receive if you don't deserve it.
REVISED AS OF SEPTEMBER 2021 BDO Customer Contact Center: (02) 8631-8000 BDO Unibank, Inc. is regulated by the Bangko Sentral ng Pilipinas: Tel No.: (02) 8708-7087; Email: consumeraffairs@bsp.gov.ph; Webchat: bsp.gov.ph The BDO, BDO Unibank, and other BDO-related trademarks are owned by BDO Unibank, Inc.
The process at a glance Check that the transaction can be disputed. Wait for the transaction to be fully processed & prepare supporting documents. Dispute is initiated on your behalf. Get a resolution and your account credited if your dispute is successful.
Page 1 Case No. Transaction Dispute Details. ... Card Number. Date. ... Date. Amount. ... Cardholder's Name. ... E-mail this completed form to CALLCENTER@bdo.com.ph or call (02) 631-8000 for Customer Service Assistance. Date. ... Cardholder Transaction Dispute Form. I attempted to withdraw cash, but:

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