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However, not all homeowners insurance policies are the same. The Hartford is the only home insurance agency endorsed by AARP. With our flexible coverage options, savings and expert service, you'll know that you're getting insurance that protects your home when you need it most.
The 100 refers to the $100,000 payable limit per injured victim in an accident, and the 300 stands for $300,000 for total bodily injury coverage per accident. The second 100 represents $100,000 property damage coverage per accident.
Comprehensive coverage and collision coverage both insure your car, but they cover different events. Comprehensive insurance coverage pays for damage caused by events considered to be outside of your control, like theft, vandalism, hitting an animal, glass breakage, fire, and weather-related incidents (e.g., hail).
Below are the four most common types of commercial insurance: Property insurance. Property insurance plans generally cover damages to your business property that include structures and inventory. ... Liability insurance. ... Workers Compensation Insurance. ... Commercial auto insurance.
The difference between full coverage and comprehensive insurance is that full coverage is a car insurance policy that includes both comprehensive and collision insurance along with the state's minimum requirements. Comprehensive insurance covers damage to a car from things other than accidents, like theft or fire.
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Types of Business Insurance General liability insurance. Commercial property insurance. Business income insurance.
While the rule for older cars was to drop comprehensive coverage after six years or 100,000 miles, modern cars last longer and cost more to repair. Most experts now recommend keeping comprehensive insurance on your car if 10 percent of the car's market value minus the deductible exceeds the premium cost.
Auto Liability Coverage limits are typically written out in three numbers, such as 100/300/50. This means you have a $100,000 limit per person for bodily injury in an accident, a $300,000 total limit per accident for bodily injury, and a $50,000 limit per accident for Property Damage.
Bodily injury liability insurance, which helps pay for medical expenses if you hurt someone in a car accident. Property damage liability insurance to help pay for car accidents and damage if you're in a collision. Personal liability insurance, which helps protect you if guests are injured on your property.
5 Types of Business Insurance General Liability Insurance. General liability protects your business from a variety of unexpected situations. ... Product Liability Insurance. ... Professional Liability Insurance. ... Commercial Property Insurance. ... Home-Based Business Insurance.

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