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Businesses in New York State must have workers' compensation coverage for all employees. The rule includes part-time employees and family members employed by the company. Employers must have a workers' compensation insurance policy.
Is Workers' Compensation Coverage Required? Workers' compensation coverage is not required for a sole proprietor who does not have employees.
Under California law, an employee cannot waive by agreement his right to wages earned. Under Labor Code section 206.5 employers and employees may not enter into agreements that waive the employee's right to receive wages that are undisputed.
What is a body as a whole/industrial disability? When a work injury results in permanent disability to a part of the body not listed as a scheduled member, the disability is considered to be to the body as a whole. This is also known as industrial disability.
Other than the corporate officer(s), there are no employees, day labor, leased employees, borrowed employees, part-time employees, other stockholders, unpaid volunteers (including family members) or subcontractors.
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1) Volunteers \u2013 Volunteers are not typically covered by Arizona workers' compensation insurance. However, there are some exceptions to this rule. For example, volunteer firefighters and volunteers who work at licensed healthcare institutions are eligible for workers' compensation in Arizona.
In Arizona, workers' comp covers all medical expenses to heal the work-related injury or illness. It can also provide some of the missed wages when injured workers need time off to recover. Coverage requirements in Arizona say you must provide workers' comp for full-time and part-time workers.
Workers' compensation coverage IS NOT required for partnerships, LLCs, and LLPs that do not have employees.
During this period, the employer must maintain the same level of health benefits the worker enjoyed while employed. When the worker's disability extends longer than his available FMLA leave, the employer may cancel his health benefits.
If your injuries allow you to work, but with reduced earnings, then the work comp insurance company should pay you temporary partial disability benefits. When your condition has reached maximum medical improvement the workers' compensation insurance company should obtain an impairment rating concerning your injuries.

subcontractor workers' comp waiver form