New york motor vehicle no-fault insurance law - Geico 2026

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  1. Click ‘Get Form’ to open it in the editor.
  2. Begin by entering your personal information in the 'Name and Address of Applicant' section. Ensure you provide your full name, address, and contact numbers.
  3. Fill in the details regarding the accident, including the 'Date of Accident', 'Claim Number', and a brief description of what occurred.
  4. Complete the sections related to your injuries and medical treatment. Specify if you were treated by a doctor and provide their details if applicable.
  5. Indicate your employment status at the time of the accident, including any lost work time and average weekly earnings.
  6. Review all entered information for accuracy before signing the application. Attach any necessary medical bills as required.

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These benefits include payment of medical bills, prescription drugs, lost wages, housekeeping and/or transportation to and from medical providers, all as the result of the accident. There is a very short time, only 30 days from the date of the accident, in order to file an application for these benefits.
Under New York no-fault insurance law, each injured victim of an auto accident is entitled to payment for certain first party benefits. These benefits include all medical expenses up to a limit of $50,000 and lost wage benefits for up to three years.
New York Insurance Regulation 68 stipulates that written notice of a No-Fault claim must be submitted within 30 days of the accident, medical bills must be submitted within 45 days, and lost wage claims must be submitted within 90 days.
No-fault insurance does not cover damage to other peoples property. If youre responsible for a car accident, your property damage liability coverage helps pay for damage you cause to another persons car or property (such as a fence or building).
While a not-at-fault accident is less likely to increase your insurance rates, it doesnt guarantee immunity from rate changes. Some insurers may still raise premiums, especially if multiple claims are filed in a short period, as this indicates higher risk.

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