Benefits Open Enrollment Checklist - ABHOW 2025

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How to prepare for the open enrollment period Know the open enrollment dates. Confirm the plan options available through your employer or the marketplace. Research the insurance company and ensure available providers match your needs. Understand open enrollment terms ahead of time.
Tips for Open Enrollment Refamiliarize yourself with your existing coverage. Review the changes for the new year, and make sure the items or services currently covered will be covered in the new year. Ask yourself if any life changes, such as a career or household income change, need to be considered.
If you miss open enrollment, you may find that you cannot enroll or make changes to your coverage until the following year. However, qualifying life events can trigger a special enrollment period that will allow for mid-year enrollments and plan changes.
During open enrollment, you can enroll in or make changes to health insurance, life insurance, dental insurance, and other employee benefits offered through your workplace or the government marketplace. These are some common adjustments you can make to your benefits during open enrollment: Enroll in new benefits.
An open enrollment period is a window of time that happens once a year typically in the fall when you can sign up for health insurance, adjust your current plan or cancel your plan.

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Check your Medicare plan for coverage and cost changes. Review the Medicare You handbook. Think about your health care needs. Make sure your Medicare plan meets your needs. Shopping around for a Medicare plan.
In the U.S., open enrollment season is a period of time when employees may elect or change the benefit options available through their employer, such as health, dental and life insurance, and ancillary or voluntary benefits ranging from legal services to pet insurance.

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