Illinois form 45 2025

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There is a twist, though, in Section 3 of the Act. It provides that employees who engage in extra hazardous * occupations must be covered under the law--but then subsections 3(17) and 3(20) allow sole proprietors, corporate officers, business partners, and members of limited liability companies to opt out.
By law, the employer is responsible for the cost of workers compensation benefits. Most employers buy workers compensation insurance, and the insurance company pays the benefits on the employers behalf. No part of the workers compensation insurance premium or benefit can be charged to the employee.
It is illegal for your employer to ask or require you to waive your right to workers compensation. Even if you signed such a waiver, you still may be entitled to benefits. It is illegal for your employer to charge any portion of the workers compensation insurance premiums or benefits to you.
Workers comp is also a vital form of protection for employees who may not be able to shoulder the burden of medical expenses after an on-the-job injury. Given its benefit to both employers and employees, it would seem that claims should be filed as soon as possible after an injury incident.
Illinois law requires employers to provide workers compensation insurance for almost everyone who is hired, injured, or whose employment is localized in Illinois. Sole proprietors, business partners, corporate officers, and members of limited liability companies may exempt themselves.

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State-by-state timelines for employees State/DistrictReporting deadlineWritten notice required Illinois 45 days No Indiana 30 days Yes Iowa 90 days No Kansas 20 days No47 more rows Aug 13, 2024
Employers shall report to the Commission all injuries resulting in the loss of more than three scheduled workdays. Filing this form does not affect liability under the Workers Compensation Act and is not incriminatory in any sense. This information is confidential.

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