Income-Driven Repayment Plan Request. Use this form to request a monhtly payment based on your income on your federal student loans. 2025

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The document is an Income-Driven Repayment (IDR) Plan Request form for federal student loans, detailing the process for borrowers to apply for or recertify their income-driven repayment plans such as REPAYE, PAYE, IBR, and ICR. It includes sections for borrower information, repayment plan selection, family size and income details, and instructions for documentation. The form emphasizes the importance of accurate information to avoid penalties and outlines the eligibility requirements and consequences of failing to recertify.

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How do I know if my student loan is income-driven?

You will know if you are enrolled in an IDR plan if you simply log into the Department of Education website at .studentaid.gov. You will need to have or create a FSA ID to access your account.

Where can I find the IDR form?

You Submit a Paper Form If you use the paper form, you can provide a paper copy of your most recently filed federal income tax return or IRS tax return transcript.

How do I know if my student loan is an income-driven repayment plan?

Its faster and easier to complete this form online at StudentLoans.gov. You can learn more at StudentAid.gov/IDR and by reading Sections 9 and 10. Its simple to get repayment estimates at StudentAid.gov/repayment-estimator. If you need help with this form, contact your loan holder or servicer for free assistance.

How do I check the status of my IDR?

You can check the status of your Income-Driven Repayment (IDR) Plan Request on your StudentAid.gov account My Activity page. Any plan request listed as a Draft hasnt been submitted to your loan servicer for processing. You can resume completing this application.

How do I know if my student loan is owned by Ed?

If the name of the loans servicer starts with Dept. of Ed or Default Management Collection System, that loan is owned by the U.S. Department of Education.

ibr form

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What would be my income-driven repayment plan?

An income-driven repayment (IDR) plan bases your monthly student loan payment amount on your income and family size. For some people, payments on an IDR plan can be as low as $0 per month.