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The document EJ-001 is an Abstract of Judgment form used in the Superior Court of California for civil and small claims cases. It outlines the details required for a judgment creditor to apply for an abstract, including information about the judgment debtor, judgment creditor, and any additional debtors or creditors. The form includes sections for personal information, judgment amounts, and court-related details necessary for recording the judgment.

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Versions	Form popularity	Fillable & printable
2014	4.8 Satisfied (807 Votes)
2008	4.3 Satisfied (54 Votes)
2002	4.3 Satisfied (49 Votes)

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Who is the grantee in an abstract of judgment?

The Grantee is the buyer, recipient, new owner, or lien holder.

Can I buy a house with a judgement against me?

If you have a debt judgment against you, you will not be able to obtain a mortgage until it is settled. Before you can close on escrow, you will have to settle the lien and show documentation for it.

Can I get a home loan if I have a judgement against me?

If there are open judgments or garnishments specifically identified in the public records section of the borrowers credit report used in conjunction with the loan acquisition Then the liability needs to be paid off at or before close of escrow on the new mortgage.

Can a judgement stop you from buying a house after?

It is extremely unlikely you will be able to get a home loan through with an unresolved judgment out there, and regardless of it being too old to show on your credit reports. Lenders view more than your credit reports and will find the judgment unresolved as a matter of public record.

What does an abstract of judgment mean?

Abstract of judgment refers to a copy or summary of a courts judgment . Some common uses of the term abstract of judgment include: In the context of a civil case , abstract of judgment is a document disclosing a monetary award issued by the court in favor of a judgment creditor against a judgment debtor .

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How does a judgement affect buying a house?

Key takeaways: Buying a house with a judgment lien can be complicated. The judgment lien gives the creditor the right to collect the debt from the proceeds when the property is sold, which can affect the sale process and the buyers ability to obtain clear title.

How do you clear an abstract of judgement?

As a result, paying the underlying debt is the first step in releasing an abstract of judgment. Filing bankruptcy and moving to have the lien lifted is one way to remove an abstract of judgment that affects an exemption, such as a judgment lien on ones home.

How long is a judgement good for in South Carolina?

S.C. Code Ann. 15-35-810. A judgment becomes a lien on real property for a period of 10 years.

Abstract of judgment 2025

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Who is the grantee in an abstract of judgment?

Can I buy a house with a judgement against me?

Can I get a home loan if I have a judgement against me?

Can a judgement stop you from buying a house after?

What does an abstract of judgment mean?

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How does a judgement affect buying a house?

How do you clear an abstract of judgement?

How long is a judgement good for in South Carolina?

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