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Allstate determines that a vehicle is a total loss when it cannot be safely repaired or the cost of repairs exceeds the car's actual cash value (ACV), which is what the vehicle was worth prior to being damaged.
For most policy types, you can go to the Documents section to print a copy of your policy declarations page online. You can also request copies by contacting your Allstate agency or calling 800-255-7828. After submitting your request, you should receive your copy via U.S. mail within 7 to 10 days.
Is Allstate good at paying claims? According to the J.D. Power 2021 U.S. Auto Claims Satisfaction StudySM, Allstate ranked slightly below average for its claims experience, with a score of 870 out of a possible 1,000 points.
INSTRUCTIONS FOR FILING A HOSPITAL INDEMNITY (SHOP) CLAIM To obtain your policy number(s) call 1-800-348-4489. You may fax your claim to us at 1-866-424-8482. Please be assured that your claim will receive our immediate attention.
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