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You cannot be fired by your employer the first time your wages are garnished. No more than 25% of your wages, after taxes, can be garnished either. Having your wages garnished can be devastating, especially if it is unexpected.
Under California law, the most that can be garnished from your wages is the lesser of: 25% of your disposable earnings for that week or. 50% of the amount by which your weekly disposable earnings exceed 40 times the state hourly minimum wage.
The only run of the mill creditor who can garnish your wages is a creditor who has already sued you and won a judgment. That judgment entitles the creditor to levy bank accounts and garnish wages for 10 years or until the judgment is paid in full.
Here are some possible options: Debt Negotiation and Working with Your Creditor. One thing to remember, your creditors usually prefer not to go through the court system to try to recoup the money you owe. ... Filing a Claim of Exemption. ... Filing for Bankruptcy to Avoid Wage Garnishment. ... Vacating A Default Judgment.
The garnishment law allows up to 50% of a worker's disposable earnings to be garnished for these purposes if the worker is supporting another spouse or child, or up to 60% if the worker is not. An additional 5% may be garnished for support payments more than l2 weeks in arrears.
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Wage garnishment is a legal procedure in which a person's earnings are required by court order to be withheld by an employer for the payment of a debt such as child support.
You can also stop most garnishments by filing for bankruptcy. Your state's exemption laws determine the amount of income you'll be able to keep.

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