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Customer may stop payment on checks prior to action by drawee. - Under O.C.G.A. § 11-4-403 any customer may by order to the bank stop payment on a check prior to action by drawee.
Writing a bad check, also known as a hot check, is illegal. Banks normally charge a fee to anyone who writes a bad check unintentionally. The punishment for trying to pass a bad check intentionally ranges from a misdemeanor to a felony.
According to Section 138 of the Act, the dishonour of cheque is a criminal offence and is punishable by imprisonment up to two years or with monetary penalty or with both. If payee decides to proceed legally, then the drawer should be given a chance of repaying the cheque amount immediately.
The penalty for writing a bad check in Georgia depends on the amount the check was written for. If the check was made for less than $500, the crime is considered a misdemeanor. As such, it is punishable by up to 12 months in jail and a fine of up to $500.
The check payment may have been rejected for a variety of reasons including: incorrect bank routing and account information on check payment, insufficient funds to cover check payment amount, or using accounts that are not authorized for check payments.
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Any bad check you write over $500 or any check that's drawn on an out-of-state bank is considered a felony. Now, you're looking at a maximum fine of $5,000 and the chance of up to three years' imprisonment. You'll also need to pay court costs if you're convicted of deposit account fraud.
Dishonored Checks. A check is dishonored either by non-payment or non-acceptance. Dishonor by non-payment occurs when (a) the check is duly presented for payment and payment is refused or cannot be obtained; or (b) presentment is excused and the check is overdue and unpaid(Sec. 83, RA No.
(1) If a check is duly presented for payment to the payor bank otherwise than for immediate payment over the counter, the check is dishonored if the payor bank makes timely return of the check or sends timely notice of dishonor or nonpayment under Section 4-301 or 4-302, or becomes accountable for the amount of the ...
If the bank refuses to pay the amount mentioned on the cheque, the cheque is dishonoured. The payee must inform the payer of the dishonoured cheque and ask them to inquire about its reason. If the payer believes the cheque will be honoured a second time, they can resubmit it within three months after the date on it.
According to Section 138 of the Act, the dishonour of cheque is a criminal offence and is punishable by imprisonment up to two years or with monetary penalty or with both. If payee decides to proceed legally, then the drawer should be given a chance of repaying the cheque amount immediately.

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