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State farm class 4 form 2025

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The document outlines the process for homeowners to obtain a certification that may qualify them for a reduction in their residential insurance premiums due to the installation of compliant roofing materials. It specifies requirements for roofing products, including impact resistance standards, and emphasizes that the certification does not imply any warranty. Homeowners must ensure proper installation and documentation by an authorized roofing company.

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We have answers to the most popular questions from our customers. If you can't find an answer to your question, please contact us.

What is the life expectancy of Class 4 impact resistant shingles?

Homes with Class 4 shingles on them will not need to be re-roofed for 30 years at a minimum. Some warranties on these impact-resistant shingles even last as long as 50 years! That long-term protection means value, because there is a good chance this will be the last roofing project youll ever have to pay for.

Does State Farm offer a discount for class 4 shingles?

If you use certain impact resistant roofing products, like hail resistant shingles or class 4 shingles, you may be eligible for a discount on your home insurance premiums. Please check with your State Farm agent before installing a new roof.

How much extra are class 4 shingles?

SBS Class 4 impact-resistant shingles cost from 10-25 percent more than regular asphalt shingles. However, because impact-resistant shingles reduce long-term maintenance costs and prevent premature roof replacement, homeowners can quickly make up the higher initial costs.

Why is State Farm denying so many claims?

Some common reasons for claim denials include: Insufficient evidence or information: The burden of proof falls on the injured party. State Farm might deny your claim if it believes you have insufficient evidence to prove how the car accident occurred or the severity of your damages.

What is the best roof for insurance discount?

In general, your homeowners insurance may cost less if you have a newer roof made of more durable materials, like metal or slate.

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Are class 4 shingles worth the extra money?

Due to the fact that Class 4 shingles stand up to hail and other fast-flying projectiles, they are worth the money. Instead of having to replace your roof every time it gets hit by a big hailstorm, your roof will remain undamaged. The longer lifespan and insurance breaks you get also add to the value of the product.

Do insurance companies give discounts for class 4 shingles?

You may save you money on homeowners insurance and premiums. Many insurance companies offer discounts for homeowners who use Class 4-rated shingles. Contact your insurance provider to learn more.

State farm class 4 form 2025

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Got questions?

What is the life expectancy of Class 4 impact resistant shingles?

Does State Farm offer a discount for class 4 shingles?

How much extra are class 4 shingles?

Why is State Farm denying so many claims?

What is the best roof for insurance discount?

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Are class 4 shingles worth the extra money?

Do insurance companies give discounts for class 4 shingles?

class 4 shingles insurance discount form

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