Earnest money deposit form download 2026

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  1. Click ‘Get Form’ to open the earnest money deposit form in the editor.
  2. Begin by entering the 'Date of Earnest Money Deposit' at the top of the form. This is crucial for record-keeping.
  3. In the next field, input your name as the 'Earnest Money Holder'. This identifies who is receiving the deposit.
  4. Specify the amount of earnest money being deposited in both numerical and written form. Ensure accuracy to avoid discrepancies.
  5. Indicate the method of payment by checking one of the options: Check, Credit Card, or Other. If you select 'Other', provide details in the space provided.
  6. Fill in the 'Property Address' and 'Date of Contract' fields to link this deposit to a specific transaction.
  7. Complete the buyer's and seller's information, including names and mailing addresses, ensuring all details are correct.
  8. Finally, sign and print your name as the Earnest Money Holder at the bottom of the form to validate it.

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You can show proof of your earnest money deposit using a receipt from the escrow account holder and a copy of your bank statement with the withdrawn amount being cleared or a copy of the check for the deposit.
Your bank statement showing the funds leaving your account. If your EMD was paid by someone else who is not part of the transaction, this will be considered a gift and you will also need to provide a gift letter (see Gift Funds for more info).
Wire transfer, personal check, and certified check are all acceptable forms of payment.
The amount of earnest money a buyer needs to pay can vary by region and the competitiveness of the local real estate market. That said, it is usually about 1% to 2% of the homes purchase price (i.e., up to $8,000 for a $400,000 home). In a slow market, putting down 1% or less may be enough.
However, the earnest money check is different than the downpayment. It is typically cashed and held in a title company trust account, or in the brokers escrow company account. You get a receipt from your brokerage when you hand in the earnest money.

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Both a proof of funds letter and a proof of deposit letter can be requested from your bank. The bank where you have your main checking or savings account will be the best option as they can easily verify the cash you have available.
Earnest money is usually paid by certified check, personal check, or wire transfer into a trust or escrow account held by a real estate brokerage, legal firm, or title company. The funds are held in the account until closing, when they are applied toward the buyers down payment and closing costs.
How to show your lender proof of earnest money deposit. You can show proof of your earnest money deposit using a receipt from the escrow account holder and a copy of your bank statement with the withdrawn amount being cleared or a copy of the check for the deposit.

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