Home
Forms Library
SUMMARY OF HOUSE-PASSED BILL House Bill 4397

SUMMARY OF HOUSE-PASSED BILL House Bill 4397-2025

SUMMARY OF HOUSE-PASSED BILL House Bill 4397 Preview on Page 1

Show details

4.3 out of 5

59 votes

House Bill 4397 proposes reforms to Michigan's no-fault insurance system, allowing insured individuals to choose from four levels of personal injury protection (PIP) coverage and enabling qualified persons to opt out of PIP benefits. The bill also prohibits insurers from using nondriving factors for rate classification, mandates premium rate filings, and establishes the Automobile Insurance Fraud Task Force to investigate fraud. Additionally, it outlines fiscal impacts on Medicaid costs and insurance premium tax revenue, while requiring various administrative actions by the Department of Insurance and Financial Services.

Here's how it works

01. Edit your form online

Type text, add images, blackout confidential details, add comments, highlights and more.

02. Sign it in a few clicks

Draw your signature, type it, upload its image, or use your mobile device as a signature pad.

03. Share your form with others

Send it via email, link, or fax. You can also download it, export it or print it out.

How to quickly redact SUMMARY OF HOUSE-PASSED BILL House Bill 4397 online

Ease of Setup

DocHub User Ratings on G2

Ease of Use

DocHub User Ratings on G2

Dochub is the greatest editor for modifying your documents online. Adhere to this straightforward guide to edit SUMMARY OF HOUSE-PASSED BILL House Bill 4397 in PDF format online at no cost:

Register and sign in. Register for a free account, set a secure password, and go through email verification to start managing your templates.
Upload a document. Click on New Document and select the form importing option: add SUMMARY OF HOUSE-PASSED BILL House Bill 4397 from your device, the cloud, or a protected URL.
Make changes to the template. Utilize the top and left-side panel tools to modify SUMMARY OF HOUSE-PASSED BILL House Bill 4397. Add and customize text, pictures, and fillable areas, whiteout unneeded details, highlight the important ones, and comment on your updates.
Get your documentation accomplished. Send the sample to other people via email, generate a link for faster document sharing, export the template to the cloud, or save it on your device in the current version or with Audit Trail included.

Explore all the advantages of our editor right now!

be ready to get more

Complete this form in 5 minutes or less

Get form

Got questions?

We have answers to the most popular questions from our customers. If you can't find an answer to your question, please contact us.

What does it mean if the bill is passed?

Once both bodies vote to accept a bill, they must work out any differences between the two versions. Then both chambers vote on the same version of the bill. If it passes, they present it to the president. The president then considers the bill. The president can approve the bill and sign it into law.

What is the meaning of floor debate and vote?

Floor debate refers to the discussion and deliberation that takes place among members of Congress regarding proposed legislation. This stage is crucial as it allows representatives and senators to express their opinions, argue for or against the bill, and make amendments before a final vote is taken.

What has to happen for the bill to pass in the House?

First, a representative sponsors a bill. The bill is then assigned to a committee for study. If released by the committee, the bill is put on a calendar to be voted on, debated or amended. If the bill passes by simple majority (218 of 435), the bill moves to the Senate.

What comes after passing a bill?

Either chamber may return a bill to committee by a simple majority vote. When Congress passes a bill it sends it to the President for his signature or veto. The President must act on all bills sent to him within 10 days.

What does it mean when a bill dies in the House?

The bill is filed by the legislator in her/his own chamber, which could be either the Senate or the House of Representatives. If the chamber leadership does not call the bill for First Reading, it dies. If the bill is called, it is scheduled for First Reading. The bill has its First Reading in the house of origin.

What does it mean for the House to pass a bill?

On Third Reading, the author presents the bill for passage by the entire house. Most bills require a majority vote (it must pass by 21 votes in the Senate and 41 votes in the Assembly), while urgency measures and appropriation bills require a two-thirds vote (27 in the Senate, 54 in the Assembly).