Rental liability 2025

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Supplemental liability protection will pay for damage you do to others vehicles or property. Typical limits range from $300,000 to $1 million. If you dont have auto insurance (for example, if you dont own a car), or if youre traveling in a country where your own policy doesnt offer coverage, you should buy this.
Assess your liability. It may also protect you in case you cause damage to others property. Some policies will pay for defense and court costs in addition to settlement costs. The typical renters insurance policy offers $100,000 in liability coverage. For renters, this amount is often sufficient.
Most homeowners insurance policies provide a minimum of $100,000 worth of liability insurance, but higher amounts are available and, increasingly, it is recommended that homeowners consider purchasing at least $300,000 to $500,000 worth of liability coverage.
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