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Generally, a returned check is one that a bank declines to honor \u2014 typically because there's not enough money in the check writer's account to cover the amount of the payment. You might know this situation as a \u201cbounced check,\u201d while the bank calls it \u201cnonsufficient funds,\u201d or NSF.
Generally, a bank may attempt to deposit the check two or three times when there are insufficient funds in your account. However, there are no laws that determine how many times a check may be resubmitted, and there is no guarantee that the check will be resubmitted at all.
Generally, a returned check is one that a bank declines to honor \u2014 typically because there's not enough money in the check writer's account to cover the amount of the payment. You might know this situation as a \u201cbounced check,\u201d while the bank calls it \u201cnonsufficient funds,\u201d or NSF.
Generally, a returned check is one that a bank declines to honor \u2014 typically because there's not enough money in the check writer's account to cover the amount of the payment. You might know this situation as a \u201cbounced check,\u201d while the bank calls it \u201cnonsufficient funds,\u201d or NSF.
When you cash or deposit a check and there's not enough funds to cover it in the account it's drawn on, this is also considered non-sufficient funds (NSF). When a check is returned for NSF in this manner, the check is generally returned back to you. This allows you to redeposit the check at a later time, if available.
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Make the payment: You'll want to arrange a payment to cover the check's amount and any associated fees, like a returned check charge. If you now have the correct amount of money in your account, you can ask the recipient to redeposit the check. A returned check can be deposited again, but generally only once.
Whether you write or receive a bounced check \u2014 also called a nonsufficient funds, or NSF, check \u2014 it will cost you. Write one and you'll owe your bank an NSF fee of between $27 and $35, and the recipient of the check is permitted to charge a returned-check fee of between $20 and $40 or a percentage of the check amount.
If you wrote a check that bounced, your bank may charge you a nonsufficient funds fee or overdraft fee. In addition, the company you were trying to pay may charge you a late fee if the bounced check means your payment is now overdue. Failure to pay outstanding fees can result in your account being sent to collections.
When you write a check and there's not enough funds in your account when it's presented, this is considered non-sufficient funds (NSF). When a check is returned due to NSF, it's returned to the payee that deposited the check, at their bank.
When you cash or deposit a check and there's not enough funds to cover it in the account it's drawn on, this is also considered non-sufficient funds (NSF). When a check is returned for NSF in this manner, the check is generally returned back to you. This allows you to redeposit the check at a later time, if available.

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