Ontario automobile application 2026

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  1. Click ‘Get Form’ to open the Ontario Automobile Application in the editor.
  2. Begin by filling in your personal information in Section 1, including your name, primary address, and contact details. Ensure accuracy as this information is crucial for your insurance policy.
  3. In Section 2, provide details about the described automobile. Include the make, model, year, and vehicle identification number (VIN). Specify whether the vehicle is owned or leased.
  4. Complete Section 3 by indicating the policy period. Enter the effective date and expiry date of your insurance coverage.
  5. Section 4 requires you to list all drivers associated with the automobile. Include their names, dates of birth, and driver’s license numbers.
  6. In Section 8, select the insurance coverages you wish to apply for. Review each option carefully and check any additional benefits you may want.
  7. Finally, review all sections for accuracy before signing in Section 11. This ensures that all provided information is correct and complete.

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In Ontario, all motorists are legally required to have auto insurance.
Most auto insurance policies automatically cover anyone living in the primary drivers household. For instance, if you are a licensed driver and you were driving your spouses or parents car at the time of the accident, you are likely covered under the policy on the vehicle.
Yes, your son can drive your car with your permission, even if he is not insured. It is known as permissive use and is generally allowed by insurance companies. Check your auto insurance policy to see if it allows for occasional or permissive use by family members.
As long as the vehicle has proper insurance, the owners give permission, and the driver has a proper licence then the vehicle will be covered. However, if you live with your parents, the insurance needs to know of every person who lives in the household who has a license.
Auto insurance its the law! Ontario has compulsory automobile insurance. This means every vehicle registered in the province must be insured. You must show proof that you have insurance coverage before you can register a vehicle or renew your registration.

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People also ask

Uninsured Automobile Provides coverage if you or other insured persons are injured or killed by an uninsured motorist or by an unidentified (e.g. hit-and-run) driver. It also covers damage to your automobile and its contents caused by an identified, uninsured motorist, subject to a $300 deductible.
As long as their insurance covers them for other licensed drivers borrowing their car (most policies do), its legal. However, and this is important, if you live with them and youre not listed on their policy as a regular driver, the insurance company may deny the claim if you are involved in a collision.
Hi! Insurance broker here. No you wouldnt get a fine. In Ontario the vehicle needs to be insured so technically your parents are meeting the legal requirements. However, they need to tell your insurance company that you have your G2.

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