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To create a joint tenancy with the right of survivorship, all you need to do is put the right words on the title document, such as a deed to real estate, a car's title slip, or the signature card establishing a bank account.
If you own property jointly with someone else, and this ownership includes the "right of survivorship," then the surviving owner automatically owns the property when the other owner dies.
In Tennessee, these forms of joint ownership are available: Joint tenancy. Property owned in joint tenancy automatically passes to the surviving owners when one owner dies. No probate is necessary.
The surviving spouse must execute a simple Affidavit of Survivorship to memorialize the transfer. The affidavit, along with the deceased spouse's death certificate, will then be recorded with the County Recorder's Office to officially document that the transfer took place.
In Tennessee, each owner, called a joint tenant, must own an equal share. A transfer to a husband and wife creates a tenancy by the entirety, not joint tenancy (see below). Tenancy by the entirety. This form of joint ownership is like joint tenancy, but it is allowed only for married couples in Tennessee.
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When two people own property jointly (i.e. as joint tenants with rights of survivorship), each is the owner of the real property; however, when one joint owner dies, the survivor becomes the sole owner. This ownership of the entire property by surviving the other joint tenant is called the right of survivorship.
Joint Tenants in Tennessee Tennessee recognizes joint tenancy with right of survivorship as a common form of joint ownership for non-spouses.
Tennessee does have a marital interest. A spouse must join in all conveyances where they are a record owner. Spouse must join in all deeds of trust to bar their marital interests, except purchase money transactions.

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