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A. Sole Proprietorships or Partnerships 1. Sole proprietors and Partners are not considered \u201cemployees\u201d and are automatically excluded from workers' compensation coverage by law; they do not have to file for an exemption. 2.
Under Florida workers' comp, you'll be eligible for temporary total disability benefits if you need time away from work to recover from your work-related injury or illness. You won't get these benefits for the first seven days off, unless your injury keeps you from working for more than 21 days.
The Florida Workers' Compensation Joint Underwriting Association administers the state fund, which can write policies that have been declined by private insurance companies.
Employers conducting work in the State of Florida are required to provide workers' compensation insurance for their employees. Specific employer coverage requirements are based on the type of industry, number of employees and entity organization.
Contact the Employee Assistance and Ombudsman Office at 800-342-1741 or by e-mail at wceao@myfloridacfo.com and they will assist you. You can also Search For My Employer's Coverage to see if your employer has coverage.
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In 2020, the maximum weekly rate in Florida is $971. However, workers who have sustained certain types of injuries, including the loss of a limb or vision loss, may qualify for TTD benefits that are equal to 80% of their regular wages, up to $700 per week.
The purpose of filing an exemption is for an officer of a corporation or member of a limited liability company to exclude themselves from the workers' compensation laws. Upon issuance of a Certificate of Election to be Exempt, the officer or member is not an employee and may not recover workers' compensation benefits.
Generally speaking, any business with fewer than four employees is exempt from workers' compensation insurance. Businesses with four or more employees, whether those employees work part-time or full-time, must carry workers' compensation insurance that covers all employees.
In Florida, the Division of Workers' Compensation within the Department of Financial Services (DFS) is the primary regulator for ensuring employees receive the proper benefits under this coverage, which includes benefits for medical expenses, disability, or death.
In Florida, any employer with four or more employees (whether full-time or part-time) must provide workers' compensation coverage. Nearly all employees who are not independent contractors or self-employed must have Florida workers' compensation.

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