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Is Texas teacher retirement a pension?

The TRS is a pension plan for educators in Texas.

What are the two types of beneficiaries?

Primary beneficiary: an individual who is first in line to receive benefits. Contingent beneficiary: an individual who receives the benefits of an account if the primary beneficiary is deceased, cannot be located, or refuses to accept the assets after the account owner's death.

What type of plan is Texas Municipal Retirement System?

TMRS is a \u201chybrid\u201d cash-balance defined benefit retirement plan rather than a traditional, formula-based defined benefit plan. TMRS does not receive any state funds and does not administer a health care plan. Benefits are based on a Member's account balance at retirement.

Is TCDRS tax deferred?

TCDRS is a qualified retirement plan, which means any employee deposits to plan accounts are tax deferred until the employee withdraws their account, or starts getting a monthly benefit payment.

Is TCDRS a qualified retirement plan?

IRS Limits on Employee Deposits Because TCDRS is a qualified defined benefit plan, the IRS places a limit on the amount of compensation you use to calculate an employee's deposits into TCDRS. The limit for 2022 is $305,000.

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