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An SSA is your money, but it isn't a bank account. The money held is in an SSA under each member's name, and remains there in the event USAA needs to use the money to pay insurance settlements or claims. Members are not able to make withdrawals or deposits to or from their SSA.
I Highly Recommend USAA The best part is, once you join, you're a member for life. Better yet, you can pass on membership to your spouse and children. For more information about USAA, or to open an account, check out their website.
In the event membership in USAA is terminated for any reason for a period of six months, the amount accumulated in the Subscriber's Account will be paid to the member. If membership is terminated by the death of a member, payment will be made to the widow(er) or, if there is no surviving spouse, to the estate.
Call the Survivor Relations team at 800-292-8294.

People also ask

USAA policy now is to offer membership to widows only if their spouses died from friendly fire, or on the battlefield. All other military widows and children, whose spouses didn't sign up for USAA prior to death, are not offered membership.
Spouses, widows, widowers and un-remarried former spouses of USAA members who joined USAA prior to or during the marriage, as well as individuals whose parents joined USAA. Are children of my wife (second marriage) eligible for membership? YES.
Once the parent's USAA membership is established, membership eligibility can be passed on to the member's children. USAA membership cannot be established posthumously for deceased parents.
Call the Survivor Relations team at 800-292-8294.
USAA policy now is to offer membership to widows only if their spouses died from friendly fire, or on the battlefield. All other military widows and children, whose spouses didn't sign up for USAA prior to death, are not offered membership.

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